Difference Between Apartments and Condominiums in Singapore

singapore-apartment-orcondominiums

An early Merry Christmas to our dear readers!

We know it has been more than a week since 12/12/12, but hopefully you did remember to check your windows (especially HDB dwellers) as it was “Windows Safety Day”. A small action like this would help prevent any risk of mishaps happening.

Coming back to the main topic, we will be sharing about what is a condominium and what is an apartment. It seems to be something that many people aren’t strongly aware about, which is totally understandable, with the fact that the similarities are too much. Continue reading

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Top 5 Apps To Use When Looking For Housing in Singapore!

Nowadays, it is getting very common to see everyone on the street holding on a smart phone or a tablet on their hands. It is getting easier to access the internet on the go and everything is about mobility and accessibility. Information can be retrieved directly from the mobile phone applications instead of having to access the internet from a desktop computer.

Today we are going to share with you the top 5 apps to use to help out during your search for housing in Singapore

1. Mobile@HDB (by HDB)

If you are getting a public housing in Singapore, the Mobile@HDB app is a great app to have as it has the information that you need about Housing Development Board (HDB) easily accessible on-the-go. You can find out about buying of new flats, resale flats, selling your flat, financing your flat, the nearest car-parks and more through this Mobile@HDB app.

hdb-housing-app1hdb-housing-app2 Continue reading

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3 Category of Medical Coverage In Singapore

medical-coverage-in-singapore

Medical Coverage has often been the point of conversation and discussion during random chats at outings and gathering. It has always been a hot topic issue for the political party of any nation, including Singapore.

As young couple who is getting married soon, it is important to get medical coverage while they are still healthy and able to do so. Do not wait for unexpected things to happen before they decided to buy medical coverage. It will be too late by then. Today, we are going to point out to our reader about the various category of medical coverage in Singapore. Continue reading

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Top 10 Fun Facts About Singapore’s Housing

As this long weekend week is coming to an end, we have decided to do something light for this week posting. Therefore, please enjoy these top 10 fun facts that you might have not noticed before!

Singapore Housing Fun Facts Number 1:

first-batches-of-hdb-flats

The first batches of HDB flats in the year 1970’s ranged between the price of $15,000 to $30,000 for 3 to 5 room flats. However, HDB flats were averagely bigger in the size through 1990s to 2000. Continue reading

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7 Financial Advice That Married Couples Should Take Note

financial-advice-for-married-couplesMan meet lady, man marry lady, officially they are a married couple. But every now and then, we often hear about how this or that couple argue and fight over their finances differences and may eventually divorce due to money issues. Here are 10 Financial Advice that Married Couples Should Take note after they married.

1. Separate and Joint Banking Account

Whether or not a couple choose to separate or combine their money is a decision that has to be made early in the marriage stage. What many experts suggest is that couple have an individual account for their own personal spending as well as a joint account for common household spending. However, there is no 100% right method to follow. What is most important is the communication involved during the process of saving. Continue reading

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How Much Money Needed To Pay Your Monthly Housing Loan Installment?

housing-loan-calculator

Are you aware of how much money is needed to pay for your monthly housing loan installment? Some young couples have chosen their desired Build-To-Order (BTO) flat from Housing Development Board (HDB) but they are not aware of how much money is needed per month in order to pay for the installment of their flat. Today, we are going to share with you regarding the topic on how much money is needed to pay for your monthly housing loan installment. Continue reading

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Do You Know What Is Cash Over Valuation (COV) For HDB Resale Flat?

hdb-cash-over-valuationGood day to all readers! Today we will be sharing on a highly discussed topic on the recent hype about HDB flat in Queenstown area hitting the Million dollar mark, it is not surprising that sellers try to bring up the Cash Over Valuation (COV) of their flat to match this new record. We all know what will happens when the selling prices are getting higher…

We are not here to do any analysis on how the market trend will be, for no one knows how things will turn out in this volatile market. We would want to touch on a few points that many people are unclear with. Continue reading

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WOW. These Amazing Pictures of The Singapore Istana Open House!

singapore-istana1Have you ever visited the Istana before? If you are a Singaporean, you must visit at least once and see for yourself how Istana is like. How can you call yourself a Singaporean if you never visit Istana before.

However, you do not have to worry as we will be bringing you for a virtual tour through our blog post. This enable you to know more about what we have discovered during our last visit to the Singapore Istana. Continue reading

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Why Should Young Couple Save Money Before Marriage?

couple-saving-money-for-marriageBefore we start this post, we would like to wish our Muslim friends “Hari Raya Puasa” and a Happy Holiday to everyone on this special occasion. Today we are going to follow up on our previous posting regarding the “4 Money Savings Tips For Young Couple Before Marriage”.  

To most of the people, money has always been a limited resources unless we are born with a silver spoon. That is why for young couple who are getting married soon or in the midst of planning, saving money is of paramount importance. There is no yardstick to follow when it comes to saving but to plan the amount in advance so that we have a rough figure on hand. We will be sharing with you some of the factors that young couple have to consider when it comes to marriage and why one should save money as soon as possible. Continue reading

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Visit To Gardens By The Bay At Singapore Marina Bay

Good day to all! I believe you have figured out based on the title of this post what I wanted to share with you guys this time round – right! It’s a picture post on Gardens by the Bay! For those who have been there, I hope you did enjoy as I did! (I went twice just to get more pictures =X) gardens-by-the-bay Firstly, I should touch on how to get to this Gardens by the Bay at Singapore Marina Bay area. If you plan to drive, there are 2 main car parks that are located along Marina Gardens Drive. However, on weekends, the car parks are usually full and I would suggest that you park your car at Marina Barrage and walk a little more as the parking is free over there. Continue reading

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